Credit Scores and Loan Applications

September 3rd, 2015
Keep Your Credit History Clean - Remove A Negative Credit Record From Your Credit Report It can make a difference of up to 18% in loan repayment costs. For example, on a 30-year, $150,000 fixed rate mortgage, a borrower with the best credit score, 760-850, will pay 5.59%, or $860 per month, while someone in the worst score range will pay 7.18%, or $1,016 per month. This can make a big different to the household budget, so it's to your advantage to keep your credit score as low as possible. The ...
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Business

Credit and Loan Help for Mortgage Loans

September 2nd, 2015
Mortgage loans are some of the most difficult loans to receive if you have bad credit because lenders focus heavily on your credit score and history of making payments on time. However, there is credit and loan help for individuals interested in home mortgage loans. There are many online resources and loan counselors that will provide you with plenty of options for credit and loan help, but often times when you are interested in applying for a mortgage loan the best thing you can do is increase ...
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Business

The days of 98% failure rate for online business opportunity

September 1st, 2015
Did you know that 50% of the population have their annual incomes between $10-35 000, while today's average 50 year old has only $2 300 saved towards their retirement? Yet the internet is full of thousands of home based business opportunities that have the potential to improve monthly income earnings for a lot of people. The reality for those who have ventured into internet business is that only 2% of them succeed, the rest providing the fuel for success to the well established internet gurus! ...
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Marketing

Business Loan and Business Loans

August 31st, 2015
a href="http://loans.christianet.com/">Business loans can help you begin a new business or assist you in recovering if your business is experiencing cash flow problems. If the applicant for a business loan has good credit, the approval process is very simple. Business loans to people who have good credit often require no collateral nor do they require that you submit a business plan. Some lenders will not lend for the start up of a business but will extend an established business a business ...
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Business

Bridging Finance Basics

August 30th, 2015
Bridging finance is a short-term loan that is used as a way to provide funding for the purchase of a new property while the borrower awaits the sale of an existing property. Unless all the stars are in perfect alignment, it’s tricky to coordinate the sale of one property and the purchase of another property so that the transactions occur simultaneously. Bridging finance or a ―bridge loan” as it is more commonly referred to, makes such transactions possible. They keep the borrower ...
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Finance

What is a Home Equity Loan?

August 29th, 2015
A home equity loan is a loan that is guaranteed by the equity you have built in your home. Are you in urgent need for cash and want to get the same without selling off your property? Getting a home equity loan is a good way to do so. Equity on your home is essentially the difference between the value of your home and the outstanding mortgage. Lot of finance companies today offer good deals on home equity loans, letting you borrow money based on the available equity on your home. This type of ...
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Business

Securing a Debt Consolidation Loan

August 28th, 2015
It's the day you've been waiting for the last two weeks... payday and the only time when your face lights up and you actually go to the office with a lot of wonderful, dreamy thoughts in your head - such as how fast you'll be able to bolt out of the office and get yourself down the to nearest mall and you can already smell the Caff•¨ Verona® you plan on ordering at Starbucks. Either way, you seem compelled to impulsively spend all of that hard-earned cash on something that in ...
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Business

Car Finance

August 27th, 2015
These days having a reliable and safe vehicle to drive is more important than ever. With public transport packed to the hilt and often unreliable, many people have learned to rely on their vehicles to get to college or work, pick up the kids, do the shopping and even to perform their jobs. That’s why things can get really tough when you find yourself with an unsafe or unreliable car. When it comes to affordable car finance loan companies in the UK offer some great deals to suit all ...
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Finance

Starting an Online Business - Affiliate Programs Simplify Things

August 26th, 2015
Maybe you've thought about starting a business online, but you're just not sure what you can sell. There is so much competition on the internet that you may fear sinking a lot of money into something that will just never be successful. What are your options? AFFILIATE PROGRAMS - GOOD STARTERS Affiliate programs are possibly the easiest type of online business to start running. Why? Well, in order to start any online business you need a product or service to sell. First, you need to create ...
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Marketing

Low or No Cost Ways to Market Your Cleaning Business

August 25th, 2015
It doesn't matter what a fantastic service your cleaning business provides if no one knows that you exist. If you are clever and motivated there are numerous ways to promote your business that don't have to cost a bundle. Here are just a few: * Always be prepared with an "elevator speech". When you meet new people be ready to talk about your cleaning business and its USP (unique selling proposition). Talk about the benefits you offer as opposed to the services you provide. Let people know how ...
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Business